Belgian pension information back on mypension.be
Belgians can once again check their earliest retirement date and an estimate of their supplementary pension after changes prompted by the reform.
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Since Wednesday, information on the earliest retirement date and supplementary pensions has once again been visible on mypension.be. Belgium’s pension authorities have adapted the website to the pension law approved earlier this year.
On 4 November, the Belgian public service RSVZ reported that mypension.be was once again showing a more comprehensive overview. Users can check their earliest retirement date and see a single total view of different pension plans for their supplementary pension, including a net amount.
The reopening follows a period during which parts of the information were temporarily unavailable. The Federal Pensions Service writes that the pension law of 28 May 2026 was published in the Belgian Official Gazette on 1 June. According to the Federal Pensions Service, mypension.be’s calculation modules had to be adapted because the calculations for pension age and pension amounts had changed.
The new rules mainly apply to pensions starting from 2027. From 1 January 2027, a career year must in principle contain at least 156 days worked or treated as worked in order to count towards the earliest retirement date. A stricter condition applies to a new option to retire from the age of 60: 42 career years, each with at least 234 days actually worked.
The reform may also affect pension amounts. From 2027, people who retire early without meeting certain career conditions may face a pension penalty. Conversely, a new pension bonus will be available to people who defer retirement and meet additional work requirements.
The pension authorities warn that the information on mypension.be remains a calculation based on the available career data. The Federal Pensions Service says the consequences vary from person to person, so career and days worked should be checked. A displayed date or estimate is therefore not a general outcome for all workers.
For Dutch readers, the news is particularly relevant to people living in Belgium or who have built up a career there. The Belgian rules do not automatically apply to Dutch pension rights alone. Anyone who has worked across borders may have to deal with several pension systems; the Belgian website provides information about the Belgian part.
The timing is more politically and administratively significant than the website becoming available again in itself. The reform has already been approved, but its precise application for some groups depends on career data, transitional rules and the date on which the pension starts. The public service also says it is not yet possible to determine definitively what the impact will be for everyone.
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One story, several perspectives
What is established
- Belgium’s pension law was approved in 2026 and mypension.be’s calculation modules have been adapted.
- From 2027, conditions for early retirement will change and some people may face a pension penalty.
- The precise outcome depends on individual career data and transitional rules.
Left
Arguments A reform introducing stricter career conditions and a possible penalty could particularly affect people with interrupted, part-time or physically demanding careers. The government should provide greater protection and collective solidarity.
Values Equality, financial security and protection for people with less straightforward careers.
Consequences More exemptions or transitional arrangements could make the system easier to implement, but could also increase its cost and complexity.
Centre
Arguments A sustainable pension system requires clear conditions, reliable information and transitional rules that do not take people by surprise. A personal estimate on mypension.be could make implementation more predictable.
Values Legal certainty, practicability and balance between generations.
Consequences The reform may have longer-lasting effects if individual data are incorrect or the calculation rules have to be adapted again.
Right
Arguments People who work longer and pay contributions should be rewarded for doing so; those who leave earlier without a sufficient career should not automatically retain the same entitlement. Stricter conditions could support the system’s affordability.
Values Personal responsibility, incentives to work and financial sustainability.
Consequences A penalty or stricter conditions could increase labour-force participation, but could also hit people hard if they are unable to work longer.
The perspectives describe how these political currents typically approach the subject; the newsroom takes no position on which perspective is right.
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The current change and the main pension rules were confirmed by Belgian government sources. The text explicitly states that the personal consequences vary and that the VRT source could only be consulted via its homepage.
- confirmed mypension.be has once again shown the earliest retirement date and information about supplementary pensions since 4 November. — This is stated in the RSVZ publication of 4 November 2026. source
- confirmed Belgium’s pension law was approved on 28 May 2026 and published on 1 June. — The Federal Pensions Service gives both dates. source
- confirmed From 2027, a condition of 156 days worked or treated as worked per career year will apply in principle. — This is stated on the Federal Pensions Service’s page. source
- confirmed The new retirement option from the age of 60 requires 42 career years, each with at least 234 days actually worked. — This is stated on the Federal Pensions Service’s page. source
Editor's note
The availability of the new information and the rules were checked with Belgian government services. VRT NWS confirms the news via its homepage, but the full article page was not directly available; the consequences for Dutch cross-border workers are general context, not an individual pension calculation.Sources
- mypension.be toont vroegste pensioendatum voor iedereen en toekomstig bedrag aanvullend pensioen — Rijksinstituut voor de Sociale Verzekeringen der Zelfstandigen
- Pensioenhervorming van 2025–2029 — Federale Pensioendienst
- Vroegste pensioendatum en bedrag aanvullend pensioen staan weer op Mypension.be — VRT NWS
More on this in Dutch media
- AD — „belgië mypension”
- de Volkskrant — „belgië mypension”
- RTL Nieuws — „belgië mypension”