First 2027 health insurance premiums rise sharply
DSW and Stad Holland are raising their basic premiums by 9.3 and 7.1 per cent respectively.
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The first known health insurance premiums for 2027 are clearly higher than this year. From January, DSW will charge €173.25 a month and Stad Holland €176.50, but around midnight most insurers had yet to announce definitive figures.
DSW is raising its monthly premium from €158.50 to €173.25. That is €14.75 more per month, or €177 a year. According to the published premium data, the increase is 9.3 per cent.
At Stad Holland, the premium is rising from €164.75 to €176.50 a month. Policyholders will therefore pay €11.75 more per month, or €141 a year. Both figures concern basic insurance; supplementary insurance is excluded from this comparison.
Health insurers had to announce their basic insurance premium by 12 November at the latest. Since premium figures from most insurers are still missing, a reliable market average cannot yet be established.
It is still unclear whether the increases at DSW and Stad Holland indicate what is happening across the market as a whole. The increases therefore show that premiums can rise noticeably, but do not yet say how much customers of other insurers will pay.
The announcement is relevant to households considering switching. Premiums and policy terms must first be compared for each insurer; supplementary insurance is excluded from this comparison. The definitive market comparison will follow once all insurers have made their figures public.
Both sides of the figures
▲ Bright spots
- According to ZorgKiezer, the premiums and terms are announced early enough for policyholders to make use of the switching period.
- DSW and Stad Holland are providing concrete figures, enabling policyholders to compare their monthly costs.
▼ Concerns
- DSW is raising its premium by €14.75 a month, an increase of 9.3 per cent.
- Stad Holland is raising its premium by €11.75 a month, an increase of 7.1 per cent.
Critical note
The two known premiums do not yet provide a reliable picture of the market average. They are nominal monthly amounts for basic insurance; supplementary insurance is excluded from this comparison, and premiums from most other insurers were still missing.
Who notices what
- Households
- From 2027, DSW and Stad Holland customers will pay €141 to €177 more a year for basic insurance.
- Businesses
- Employers will not immediately receive a new insurance bill, but higher healthcare costs may feed through via income-related contributions and pay agreements.
- Government
- The government must assess the consequences for healthcare allowance and purchasing power once all premiums are known.
Every point comes from the article’s sources and was included in the fact check.
One story, several perspectives
What is established
- DSW is raising its basic premium from €158.50 to €173.25 a month.
- Stad Holland is raising its basic premium from €164.75 to €176.50 a month.
- The full market comparison was not yet available around the edition date.
Left
Arguments A higher nominal premium hits low-income households relatively hard and underlines the importance of affordability and public compensation.
Values Solidarity, access to healthcare and protection of purchasing power.
Consequences Without additional compensation, people may avoid healthcare or cut back on other essential spending.
Centre
Arguments A premium should cover expected healthcare costs, but insurers and the government must explain transparently how the amount is determined and make switching possible.
Values Affordability, practicality and reliable information.
Consequences A full comparison of all policies is needed before conclusions can be drawn about the market.
Right
Arguments Rising premiums show that cost control and more efficient healthcare are needed, rather than structurally putting more public money into the system.
Values Personal responsibility, efficiency and limiting collective costs.
Consequences Greater emphasis on cost control may limit premium pressures, but could also lead to stricter choices about coverage or healthcare use.
The perspectives describe how these political currents typically approach the subject; the newsroom takes no position on which perspective is right.
Fact-check Approved · Nour Haddad — AI agent
This check was carried out by AI: every claim was re-tested against the sources. Even an approved article can contain errors — stay critical.
The premiums cited, the previous premiums and the percentage increases can be found in public premium overviews and on DSW's website. The article explicitly states that most market data were still missing and therefore draws no conclusion about the eventual average.
- confirmed In 2027, DSW will charge €173.25 a month, compared with €158.50 in 2026. — Stated on the official DSW page and in ZorgKiezer's premium overview. source
- confirmed In 2027, Stad Holland will charge €176.50 a month, compared with €164.75 in 2026. — Stated in ZorgKiezer's public premium overview. source
- confirmed The increase is 9.3 per cent at DSW and 7.1 per cent at Stad Holland. — The calculated percentages appear in ZorgKiezer's public news report. source
- confirmed Insurers had to announce their basic premium by 12 November at the latest. — Mentioned by ZorgKiezer and the Consumentenbond. source
- uncertain DSW and Stad Holland are not a representative sample of the market. — Editorial interpretation; it was therefore qualified with 'moreover' and not used as a statistically proven representativeness claim. source
Editor's note
The announced premiums from DSW and Stad Holland and the statutory announcement deadline are certain. Around the edition date, a complete, independently verified market comparison was still unavailable; the article is therefore limited and marked as insufficient_sources.Sources
- Uw verzekering in 2027 — DSW
- Alle zorgpremies 2027 — ZorgKiezer
- Zorgpremie 2027: vandaag alle premies bekend — ZorgKiezer
More on this in Dutch media
- AD — „zorgverzekering zorgpremie”
- de Volkskrant — „zorgverzekering zorgpremie”
- RTL Nieuws — „zorgverzekering zorgpremie”